Mukhyamantri Krishak Udhyami Yojana
India is well known as the land of farmers since ancient times. Formers do hardships as the food producers, it was very ell quoted by one of over former prime ministers “ Jai jawan Jai Kisan”.Farmers pay a huge contribution to our economy.
A major proportion of the Indian population is engaged in agriculture. In a country like india where most of the formers are less educated or are illiterate due to this, they are absolutely unaware and unconscious about the welfare programs and schemes of the government for their upliftment.
New technology and advanced production and cultivating techniques have been launched in India. Along with this, the formers chief minister of Madhya Pradesh has inaugurated a loan scheme. This was announced as a loan scheme for the children of formers.
This scheme is inclusive of providing loans to the children of formers at a nominal, budgetary and reasonable rate, in other words, it is an opportunity for entrepreneurship.
This scheme will aid the children of the former for setting up custom processing centers regarding agricultural production.
These custom processing centers do the work of transforming an agricultural product or value-added form.
The children of the formers including daughters are entitled to receive a loan of amount rs 50 thousand which exceeds up to Rs 2 crores. This will be granted at an affordable rate of 5% grant on the interest of 5 years.
There are several benefitting traits of this scheme:-
1. This will help in minimizing migration from villages to urban cities.
2. This will greatly aid the formers in expanding their income to a great extent.
3. Another striking benefit is the aggravation of employment opportunities in the state.
4. The formers will get a lucrative and profitable prise value of their produce.
5. It would help in reducing the thrust and burden of finance on both formers and their children.
Eligibility for loan:- the eligibility for the registration is made easy as per the convenience of formers.
1. The applicant should have passed class 10th examination.
2. The age vary from 18-45.
3. He should not be labeled as a defaulter in any bank.
4. Bank account in any bank.
5. Passbook.
6. Aadhar card
7. Domicile certificate.
8. Pancard.
Form availability:- the forms for the application of Krishi udami yojana are available at.
1. Welfare department and otherwise from the agriculture welfare department
2. Fisheries departments
3. Animal husbandry departments
The advantages of the scheme are also open to the general category. They will be given a loan up to rupees 12 lakh at the rate of 15% and up to 18 lakh to the children of the BPL category at the rate of 15%.
This will help in setting up animal feed units, milk processing units, poultry feed, this astounding scheme is a major step forward towards the upliftment of the major population of the state that is food cultivators.
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